FInances

Mar. 27th, 2009 05:11 pm
dolphins_log: (Bloosh)
[personal profile] dolphins_log
I usually comb through our credit card bill and enter it line for line in our financial program.  We usually have about 3 pages of credit card bill because we us it instead of cash or checks.  No, we don't go hog wild with spending.  We just use it for everything.
groceries, gas, household needs, etc.  I bet that over 60 % of our spending is at Fred Meyer, our grocery store of choice.

I let that line item entry chore slide for two months.  Today I took 2 hours and got it all in and balanced.  Then I researched mortgage refinancing, discussed some courses of action with Juli.  We may need to upgrade her car in the next year or two.  THen I found the neat online mortgage refinance application with our mortgage company.  So that task is underway.

Sadly we may be leaving WasMu.  WasMu has been my bank for 27 years and I've loved their service.  But now, even though I know the people there and see them on the street, I'm not getting the service I once did.    WasMu now pays .01 APR on our savings and nothing on our checking.   It's not worth it to leave it there.  We get maybe 21 cents a month on our nest egg.

Time to move on.
 


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